AU: +61 435 333 804 NZ: +64 9 88 44 44 4
AU: info@financeandbeyond.com.au NZ: info@financeandbeyond.co.nz
Finance & Beyond Logo
Finance & Beyond Logo
Our Services
First Home Buyers Home Loans Investment Loans Refinancing Construction Loans Commercial Loans
Who We Help
Portfolio Investor Accountants Business Owners Doctors Lawyers Professional Services
Calculators
Borrowing Capacity Calculator Fixed Rate Expiry Loan Health Check Stamp Duty Calculator
Company
About Us Our Team Blog

Call Office Book Appointment

Calculate Your Home Loan Borrowing Capacity

Before you begin property hunting, understanding your borrowing limit is vital. Lenders calculate your capacity using net servicing buffers and debt-to-income (DTI) caps. Use our dynamic calculator below to simulate your potential borrowing limit.

How much can you borrow?

In 60 seconds, understand how much you can borrow to buy your dream home or investment property.